IFFCO TOKIO
IFFCO TOKIO Car Insurance Feature
Claim Settlement Ratio
95.82%
Network Garages
4300+
IFFCO TOKIO Car Insurance Coverage
| Insurance Package | Comprehensive | Third-party Liability |
|---|---|---|
| Expenses on Third Party Property | ||
| Injuries/Death on Third Party Person | ||
| Expenses on Own Car Damage | ||
| Burglary / Theft | ||
| Damage Due to Fire | ||
| Damage Due to Natural Disasters | ||
| Personal Accident | ||
| No Claim Bonus | ||
| Coutomize Add on | ||
| Customization of car value |
Coverage Exclusions
- Drunk Driving or Driving without a valid Driving License.
- General wear & tear or Mechanical / Electrical breakdown.
- If the vehicle is used outside India.
- Damages caused due to illegal driving like speed racing, crash testing etc.
- Loss/damage due to war or war like situation or nuclear risk.
IFFCO TOKIO Car Insurance Discount Information
Calculate Your Car No Claim Bonus
| Consecutive claim-free policy tenure | Percentage of markdown on own-damage premium |
|---|---|
| One claim-free period | 20% |
| Two consecutive claim-free periods | 25% |
| Three consecutive claim-free periods | 35% |
| Four consecutive claim-free periods | 45% |
| Five consecutive claim-free periods | 50% |
a comprehensive policy offers other benefits like the No-Claim Bonus (NCB).
What are the benefits of No Claim Bonus?
- No claim bonus allows you to transfer the discount from one vehicle to another under the same owner.
- During renewal, the no claim bonus can also be transferred from the main owner to another.
Calculate Your Car Depreciation
| Car’s Age | Depreciation |
|---|---|
| 6 Months | 0% |
| 6 Months – 1 Year | 5% |
| 1 – 2 Years | 10% |
| 2 – 3 Years | 15% |
| 3 – 4 Years | 25% |
| 4 – 5 Years | 35% |
| 5 – 10 Years | 40% |
| 10 years and Above | 50% |
The IRDA has fixed rates of depreciation on car parts and accessories that insurance companies must adhere to. Below is the table of depreciation rate:
| Car parts | Depreciation Rate |
|---|---|
| Rubber/plastic parts, batteries, tyres/tubes, etc. | 50% |
| Accessories made of glass and fiberglass | 30% |
| Car Paint | 50% |
| Metallic parts & accessories (depending on vehicle’s age) | 0 – 50% |
IFFCO TOKIO Car Insurance Add on Covers
Depreciation Waiver Cover
This is also known as bumper-to-bumper car insurance cover. With this add-on coverage, you can receive the complete compensation of your car without considering its depreciated value of parts at the time of a claim.
Roadside Assistance
With this add-on, you can simply call us and we would send mechanical assistance to you. Few coverages include assistance in battery jumpstart, towing facility, flat tyre replacement etc.
Engine and Gear Box Protection cover
With this add-on, you can secure the Engine and Gear Box of your car against Water Ingression or Leakage of Lubricant oil.
Consumable Cover
Pays for consumable parts like nut and bolt, grease etc, which aren’t covered in a standard car insurance policy.
Loss of Key Cover
Pays for repair or replacement of car keys, locks if there is a loss of insured car, damage to lock system due to accident, theft or attempted theft.
Tyre Replacement Cover
Pays for the repair or replacement of tyre unfit for use due tyre bursts, bulges, puncture, cuts, accidental damage or even due to continuous use in deflated condition.
IFFCO TOKIO Car Insurance Flow
How to Buy and Renew IFFCO TOKIO Car Insurance
Provide some basic information about your car including registration number, make model, claim history etc. Based on these details, our car insurance calculator will provide you an instant quote.
You can select the plan type like third party or comprehensive car insurance, include the add-ons coverage you want like zero depreciation, consumables, engine protector cover, key replacement, tyre cover etc.
Once you’ve customized the plan/quotation, you can proceed to buy the car insurance plan. And, once you make the payment, the policy document will be emailed to you. You can download the car insurance policy document in a matter of seconds.
How to Claim IFFCO TOKIO Car Insurance
- Register a claim via QCS App :
QCS, or Quick Claim Settlement, applies to minor claims of under Rs. 50,000. Simply upload the necessary documents on the app, and upon approval, your claim will be settled promptly. - Register a claim via Call Centre :
You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499. Our customer care executives will guide you with the further procedure. - Register a claim via Website :
To make a claim online, visit our website, then log in with your registered Email ID and Password. When you log in, just click on find the ‘make a claim’ option and follow the steps mentioned.
Documents Required for Filing a Car Insurance Claim
- Car Insurance Policy
- Car Registration certificate (RC)
- Driving License (DL)
- Valid ID of policy holder
- Any other documents that we may require for your claim adjudication
IFFCO TOKIO Car Insurance Review
You can Scroll
Initially I purchased my car insurance offline, but when it was due for renewal I tried to do it online through Iffco Tokio and it was really quick.
Ample coverage, outstanding customer service, low premiums…this is exactly what I was looking for in a commercial vehicle insurance policy.
You can be assured to get the best plans for your two-wheeler insurance policy from IFFCO Tokio. The process to claim is also really easy and smooth. We just loved it.
I was confused between comprehensive car insurance and third party car insurance. On calling the customer care, all my doubts got cleared.
I laid my claim for a two-wheeler insurance policy from IFFCO Tokio when my vehicle met an accident. They were really helpful and made us feel welcomed.
When I raised a claim for a third-party liability on my commercial vehicle insurance policy, it was handled quickly and effciently.
IFFCO TOKIO Company Information
| Company Name | IFFCO-Tokio General Insurance Company Limited |
| Tollfree | 1800-103-5499 |
| support@iffcotokio.co.in | |
| Registered Address | Plot No. 3, Sector 29, Gurgaon – 122001, Haryana, India. |