FUTURE GENERALI
FUTURE GENERALI Car Insurance Feature
Claim Settlement Ratio
95%
Network Garages
6500+
FUTURE GENERALI Car Insurance Coverage
| Insurance Package | Comprehensive |
|---|---|
| Expenses on Third Party Property | |
| Injuries/Death on Third Party Person | |
| Expenses on Own Car Damage | |
| Burglary / Theft | |
| Damage Due to Fire | |
| Damage Due to Natural Disasters | |
| Personal Accident | |
| Customize Your IDV | |
| Coutomize Add on |
Coverage Exclusions
- Normal wear, tear and general ageing of the vehicle
- Loss or damage due to war, mutiny or nuclear risk
- Any accident outside the geographical area
- Any damage to / by a person driving the vehicle without a valid license
- Any damage to / by a person driving the vehicle under the influence of drugs or liquor
FUTURE GENERALI Car Insurance Discount Information
Calculate Your Car No Claim Bonus
| Consecutive claim-free policy tenure | Percentage of markdown on own-damage premium |
|---|---|
| One claim-free period | 20% |
| Two consecutive claim-free periods | 25% |
| Three consecutive claim-free periods | 35% |
| Four consecutive claim-free periods | 45% |
| Five consecutive claim-free periods | 50% |
a comprehensive policy offers other benefits like the No-Claim Bonus (NCB).
The NCB applies to the car owner or the policyholder. Therefore, if the owner decides to buy a new car, the NCB accumulations are considered when working on the new vehicle’s insurance premium.
For example, when you sell a seven-year-old car and upgrade to a new sedan model, the accumulated NCB can be transferred to the new vehicle’s policy.
Calculate Your Car Depreciation
| Car’s Age | Depreciation |
|---|---|
| 6 Months | 5% |
| 6 Months – 1 Year | 15% |
| 1 – 2 Years | 20% |
| 2 – 3 Years | 30% |
| 3 – 4 Years | 40% |
| 4 – 5 Years | 50% |
The Insured’s Declared Value (IDV) is the maximum amount that the insurance company will pay in case of total loss or theft of a vehicle. Several factors affect the IDV of a vehicle. These include-
- Age of the vehicles
- Make and model of the vehicle
- Fuel type
- Geographical location
- Accessories
- Condition of the vehicle
- Insurance claims history
- Market value of the vehicle
FUTURE GENERALI Car Insurance Add on Covers
Zero Depreciation
Works like anti-ageing. We forget your car is old and depreciated and offer you full claim value.
Engine Protector
Keep your engine running. We cover all losses and damages to the engine or gearbox caused by an accident.
Tyre Damage
No matter how strong, they get damaged. We reimburse you for tyre bursts, bulges, puncture, cuts, accidental damage and more.
Theft or Loss of Keys
That is a sad situation. But fall back on us to reimburse the cost of replacement of key and locks.
Loss of Personal Belongings
Don’t lose hope. You can always take a new phone, laptop, etc. with the benefit we offer you.
Return to Invoice
We even stand with you when your car becomes a total loss after damage. We pay you the difference in the insurance value and invoice price of the bike.
Inconvenience Allowance
We understand repairs cause travel inconvenience. We pay you per day for the time your car is in the repairs.
Ncb Protection
We allow you to have an NCB advantage at the time of renewal, even if you claim in the previous year.
Legal Liabilities
- Hired
driver/conductor/cleaner for the car - Employees travelling in/driving the car other than paid driver
- Non-fare paying passengers
FUTURE GENERALI Car Insurance Flow
How to Buy FUTURE GENERALI Car Insurance
- Simply provide us a few details
Registration number, car model and year of manufacture - Review the quote
Select a quote that suits you and fill our proposal form.
Now pay the premium and get your policy in your inbox!
Documents Required to Buy Car Insurance Online
- The original copy of the Vehicle Registration Certificate
- A valid Driving License
- Identity proof (passport, Aadhaar card, voter ID card, or PAN card)
- Address proof (utility bill or rental agreement)
- Previous insurance policy (if you are renewing the policy)
- PUC certificate
- Vehicle inspection report
How to Claim FUTURE GENERALI Car Insurance
ill an online form or call us at our toll-free number 1800-220-233
Our surveyor will inspect your vehicle
Provide requested documents by the surveyor
Approved claim amount will be communicated to the workshop
Payment will be directly made to FG workshop
FUTURE GENERALI Car Insurance Review
You can Scroll
Received policy copy as requested
Your service is very excellent
Very good settlement
I was searching right insurer and found it excellent services i got as per my requirements.
Your company consultant give me all information about my insurance and explain me all detail very clearly.
Future Generali insurance policy process is very good and on time. Executive had explained about policy very well. Price is very good comparatively other.
reference : https://general.futuregenerali.in/
FUTURE GENERALI Company Information
| Company Name | Future Generali India Insurance Company Limited |
| Tollfree | 1800 220 233 |
| fgcare@futuregenerali.in | |
| Registered Address | 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai – 400 083. |