Bajaj Allianz
Bajaj Allianz Car Insurance Feature
Claim Settlement Ratio
98%
Network Garages
7200+
Bajaj Allianz Car Insurance Coverage
| Insurance Package | Comprehensive | Third-party Liability |
|---|---|---|
| Expenses on Third Party Vehicles | ||
| Expenses on Own Car Damage | ||
| Burglary / Theft | ||
| Damage Due to Fire | ||
| Damage Due to Natural Disasters | ||
| Personal Accident | ||
| Engine Protection | ||
| Add on | ||
| No Claim Bonus |
Coverage Exclusions
- Depreciation
- Influence of Substances
- Invalid license
- War, Mutiny or Nuclear Risk
Bajaj Allianz Car Insurance Discount Information
Calculate Your Car No Claim Bonus
| Consecutive claim-free policy tenure | Percentage of markdown on own-damage premium |
|---|---|
| One claim-free period | 20% |
| Two consecutive claim-free periods | 25% |
| Three consecutive claim-free periods | 35% |
| Four consecutive claim-free periods | 45% |
| Five consecutive claim-free periods | 50% |
a comprehensive policy offers other benefits like the No-Claim Bonus (NCB).
It is a renewal benefit that the insurer offers for not raising an insurance claim. Since the insurance company need not provide any compensation when claims aren’t made, this renewal benefit is awarded to the policyholder.
Thus, by not making a claim, you can avail of a concession in your renewal premium.
Calculate Your Car Depreciation
| Car’s Age | Depreciation |
|---|---|
| 6 Months | 0% |
| 6 Months – 1 Year | 5% |
| 1 – 2 Years | 10% |
| 2 – 3 Years | 15% |
| 3 – 4 Years | 25% |
| 4 – 5 Years | 35% |
| 5 – 10 Years | 40% |
| 10 Years | 50% |
Car depreciation refers to the reduction in the value of the vehicle due to regular wear and tear over time. Depreciation occurs due to various factors, including time and usage. Essentially, depreciation is the difference in price between the purchase and the approximate market value of a vehicle.
Factors that Influence the Depreciation Rate of a Car Insurance
- Age and Total Kilometres Driven
- Condition and Maintenance
- Car Make/Model
Bajaj Allianz Car Insurance Add on Covers
Zero depreciation
With the zero depreciation cover add-on, what you are basically doing is nullifying the depreciation associated with your car.
Engine Protector
It covers expenses arising due to water ingression, oil leakage, hydrostatic lock and more. This helps you save up to 40% of the amount you would spend on getting your car’s engine fixed.
24/7 Spot Assistance
Our team is just a call or a click away to assist you or get to you to help you deal with a car situation regardless of where you are stuck in India.
Key And Lock Replacement
this add-on is here to reduce the expenses you are likely to incur because of misplaced or lost keys. We take care of the entire purchasing and replacing of your car’s lock and keys.
Consumable Expenses
There are frequent expenses involved when it comes to the maintenance of your car. you can let us take care of the expenses involved in the use of consumables for your car at the time of servicing or post-accident.
Personal Baggage
where it is subjected to instances like thefts and burglaries especially when you leave your car in less populated avenues or remote places. That’s why the personal baggage add-on protects your personal belongings and covers the loss you incur because of damage or their theft from the car.
Conveyance Benefit
When your car is getting repaired in a garage and after your claim is accepted by us, this add-on ensures you get paid from us for your everyday commute. With this, you don’t have to worry about burning a hole in your wallet for the daily cab or transportation charges you are likely to pay during your car’s servicing.
VPAY
Industry’s first game changing add-on cover that can simplify motor insurance related worries like never before. This new age cover offers 360° coverage and umbrella protection for all motor own damage needs of Insured vehicles.
Bajaj Allianz Car Insurance Flow
How to Buy Bajaj Allianz Car Insurance
- Specify the details of your car such as its model and manufacturer, variant and city
- Choose your plan that best suits your needs
- Mention the details of any existing insurance policies such as its validity, any claims made and no claims details
Simply make the payment and instantly receive your insurance on email in seconds
Documents Required to Buy Car Insurance Online
- Details about your vehicle including registration number
- A valid driver’s licence
- Bank details
- Tax receipts
- Filled insurance forms
How to Claim Bajaj Allianz Car Insurance
In a cashless claim, you don’t have to pay for the recovery of any damage to your car out of your pocket. Your insurance provider will pay for the damages directly to your garage or workshop and take care of the entire recovery process as specified and mentioned in your car insurance policy.
Availing cashless insurance claims is easy. Simply follow the steps mentioned below:
- Call your insurance provider or visit your provider’s website or an app to register your cashless claim.
- Receive the claims registration number that is sent to you on successful registration.
- Move your damaged car to an authorized cashless garage shed to initiate the repairs. For cashless garage, you can take your vehicle only to network garages as transactions between your insurance provider and the garage happen directly.
- Submit the required documents to your surveyor.
- Once surveyed, your insurance company confirms the liability.
Bajaj Allianz Car Insurance Review
You can Scroll
The vehicle was used by our Zonal Manager Sir. We appreciate the timely and speedy action initiated by you in getting the vehicle ready for use within short span of time. The action has been appreciated by all.
“A range of options to choose from.”
Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. With the add-ons and comprehensive plans,
“OTS claims was a blessing in disguise.”
I was in the middle of the road when a mishap happened. With cash crunch, I was looking for ways to get my car serviced without affecting my monthly budget.
Thanks to entire team. I have punched motor claim response is very good. One executive call Mr. Vivek kumar from Bihar he Seattle my claim within 24 hours without any hassle. Thank you Bajaj
I purchased a policy of Bajaj Allianz motor policy. Today I need clam as soon as I booked a claim. I found a call MR. Ashish Jangid he called and he helped me till my amount credited in my account what a helpful person Mr. Ashish Jangid really I thankful Mr. Ashish Jangid and also Bajaj Allianz.
My Vehicle Registration No is JH 01BN 8851.Thank you for assisting me with your quick service.I get my claim money within 4 hours. I am also very Thankfull to Mr.Abhishek who helped me out from the situation and gave a very good service.
Dear Bajaj Allianz team Thank for your quick service in this pandemic time provided by your engineer Mr. Shivam Bhagat. I got right claim amount of my car BR03P7107.
Excellent and fast insurance process. Due to cyclone,my car was damaged. But customer service and special Mr.Omkar @omkar2301 was kind and helpful to guide me thru whole process. Good job. Hassle free, no stress. Cheers!!!
Thank you so much Bajaj Allianz for your quick and responsive action towards my claim process. I am shocked to see that my claim amount has been credited so quickly. I really appreciate the smooth and quick process made by the executive Mr. Paramveer Yadav.
The Captioned Vehicle was met with an accident. on 31.10.2020. The vehicle was used by our Zonal Manager Sir. We appreciate the timely and speedy action initiated by you in getting the vehicle ready for use within short span of time. The action has been appreciated by all.
Bajaj Allianz Company Information
| Company Name | Bajaj Allianz General Insurance Company |
| Tollfree | 1800-209-0144 | 1800-209-5858 |
| bagichelp@bajajallianz.co.in | |
| Registered Address | Bajaj Allianz House、Airport Road、Yerawada、Pune-411006 |